Client Financing

About Client Financing

We help businesses say yes to every customer.

Price is the most common reason a customer walks away. Client Financing exists to remove it, with a lending waterfall that covers every credit profile and payment plans that put more of each sale back in your business.

500+businesses use Client Financing
$21Mlent every month
100k+customers financed
10+BNPL, direct-to-merchant consumer financing, billing and servicing solutions

Leadership team

A teacher and a lending veteran. Brother and sister.

Founder & CEO

Lexi Farr

A former high school math teacher, Lexi left the classroom in 2023 to build Client Financing with her brother, Jantzen. As CEO, she leads the company's team and day-to-day operations, and has grown Client Financing to serve more than 500 businesses.

Learn more about Lexi →

Founder & President

Jantzen Fugate

A serial entrepreneur, Jantzen founded Direct Business Lending and the Business Loan Broker Academy, which was acquired by Nav. He co-founded Client Financing with his sister, Lexi, and leads it as President.

Learn more about Jantzen →

What we believe

Financing should work for the business that earned the customer.

No customer left behind

A complete waterfall means a customer with challenged credit gets the same chance at what you offer as anyone else.

You keep more of the sale

Merchant fees of 15–50% are standard in this industry. LMPP gives you another option: keep the financing income yourself.

People, not call centers

Our own US-based, bilingual team supports your customers and your staff. We treat your customers the way you would.

A partner, not a portal

We succeed when your financing offer does.

Every merchant gets onboarding, staff training and ongoing support. We'll help you decide where each program sits in your waterfall, how to present payment options, and when LMPP makes sense for your business.

Compliance handled

Client Financing LLC

On LMPP, we handle loan agreements, disclosures and state-specific rules so your business doesn't have to.

Ready to approve every customer?

Tell us about your business and we'll build your waterfall with you.

Get started →
Get my financing set up →